Thurs., June 13

10:30-Noon

This final workshop in our Smart Solution$ series will provide vital information on how to make smart choices with your money. Participants will learn to recognize how federal deposit insurance protects deposits, how to guard against identity theft, how various types of insurance will help manage risk, and the need to plan for unexpected death or disability.

Registration required.
A light breakfast will be served.
Spin to Win a personal finance book and more!
All ages welcome.

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Do you have flood damage?  Help may be available from Cook County and the Village of Niles.

Information is available at Cook County Assessor’s Office. Look for Guidelines for Appeals for Flood Damaged Homes and Guidelines for Appeals for Catastrophic Events.

Forms available:
PTAX-245 Disaster Area Application for Reassessment

The Village of Niles Flood Control Assistance Plan

Copies of these forms are also available at the Niles Public Library.

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Money Smart 4-Week Series
Registration required.
The Niles Public Library presents a 4-week series about enhancing skills and creating positive banking relationships called Money Smart. Sessions are every Thursday in May from 10:30am to Noon. Presenter:  Dedra Thomas, Extension Unit Educator, Consumer and Family Economics, University of Illinois Extension
Thurs., May 9, 16, 23, 30, 10:30-Noon    
Attendance at all sessions is recommended.
May 9 – Financial Recovery:This workshop will help you assess your situation and guide you in planning your financial recovery, while also identifying ways to increase income and decrease and prioritize expenses.
May 23 – To Your Credit:Do you know your credit score? This workshop offers a better understanding of credit and its importance.
May 30 – Bank on It:Learn the various types of financial institutions and their functions. Your bank customer service representative will become your new friend.
June 6 – Pay Yourself First:This workshop will help you understand why you should save. Learn to include YOU under the other bill tabs!
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Money Smart Week® is a public awareness campaign designed to help consumers better manage their personal finances.

The American Library Association and the Federal Reserve Bank of Chicago are recognizing April 20-27 as Money Smart Week @your library. During this time over 500 FREE educational programs will be held to stress the importance of financial literacy.

Niles Library is participating in Money Smart Week with these programs:

Apr. 23     Wills & Trusts 
Apr. 24     100 Small Ways to Save Big
To register for a Niles Library program, go to http://www.nileslibrary.org/calendar.  Choose Calendar of all Library Programs for the Current Monthand select specific program and date.
To see a calendar of events for the Chicagoland area, go to http://www.moneysmartweek.org.  Choose the Consumer tab, then Attend an Event.
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SAVVY SOCIAL SECURITY PLANNING: WHAT BABY BOOMERS NEED TO KNOW FOR RETIREMENT
At the Niles Library, 6960 Oakton St.
Wed., Apr. 24, 3-4:30pm
Registration required.  Go to http://www.nileslibrary.org/calendar for calendar of events.
ADULTS AND MONEY: IDENTITY THEFT
At the Niles Library, 6960 Oakton St.
Thurs., Apr. 25, 10:30-Noon
Registration required. Go to http://www.nileslibrary.org/calendar for calendar of events.
PREVENTING PREDATORY LOANS
At Maine Township, 1700 Ballard Rd, Park Ridge.
Mon., Apr. 29, 10-11:30am
Registration required. To register, call 847-297-2510 and ask for the MaineStreamers Dept.
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New English speakers are invited to join this conversation club to practice speaking English.  Meet people from all over the world to share personal stories and discuss current events and other topics chosen by the group. For more information contact Darlene at 847-663-6433.  

Spring dates:

Thurs., April 11, 3-4:30pm
Tues., April 16, 7-8:30pm
Thurs., May 9, 3-4:30pm
Tues., May 21, 7-8:30pm
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Enter the Niles Public Library District’s Fifteenth Annual by April 21, 2013.

Winning poems will be printed in a booklet and displayed at the library.

First Prize: $75 certificate
Second Prize: $50 certificate
Third Prize: $25 certificate
The contest is open to residents of North Suburban Library System and Chicago. Poems may be
of any length, but handwritten poems not accepted. There is a limit of 6 poems per poet. Each
poem must be on a separate sheet of paper. Email entries may be submitted as one message.
Include your name, age, address, phone number,  name of your school (if applicable)  and library
card number with your entry.
Teens:
To enter you must be between 10 and 18 years old as of April 21, 2013.
Adults:
To enter you must be at least 18 years old.
Submit  your entries to the Reference Desk BY APRIL 21nd or mail your entries to Maryellen Essig or Donna Block c/o Niles Public Library District, 6960 Oakton St., Niles IL, 60714.  OR email your entries with the subject line “Poetry Contest” to messig@nileslibrary.org or dblock@nileslibrary.org.
Questions about the contest?  Call the Library at 663-6603.  Please note we cannot return entries.  Winners will be contacted by telephone.  Submitting entries for the contest constitutes permission to publish your name and poem should your entry win.
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